📌 FASTag Rules, KYC, Documents – Complete Guide (Tamil + English)
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| FASTag என்றால் என்ன? | What is FASTag & Why It Is Mandatory |
🔰 FASTag என்றால் என்ன? | What is FASTag?
FASTag என்பது Radio Frequency Identification (RFID) technology பயன்படுத்தி உருவாக்கப்பட்ட ஒரு electronic toll payment system ஆகும். இது இந்தியாவில் National Highways Authority of India (NHAI) மற்றும் NPCI மூலம் நிர்வகிக்கப்படுகிறது.
FASTag உங்கள் vehicle windscreen-ல் ஒட்டப்படும் ஒரு sticker. Toll plaza-க்கு செல்லும்போது, toll gate-ல் உள்ள scanner automatically amount deduct செய்யும்.
👉 Cash, card, waiting time – எல்லாம் avoid செய்ய FASTag mandatory ஆகப்பட்டுள்ளது.
🚗 FASTag Mandatory Rule – கட்டாய விதி
- 2019 onwards: FASTag mandatory for all vehicles
- 2021 onwards: FASTag இல்லாமல் toll gate கடக்க penalty
- 2024 – 2026:
- 👉 One Vehicle – One FASTag strictly enforced
- 👉 Incomplete KYC FASTag → Blacklisted
- ❌ FASTag இல்லாமல் toll gate சென்றால்:
- Double toll charge
- Or entry denied
📌 Latest FASTag Rules (2026 Updated)
- One Vehicle – One FASTag rule strictly enforced
- Full KYC mandatory for all FASTags
- Low balance FASTag → double toll or entry denied
- Incorrect FASTag placement → penalty applicable
- Duplicate FASTags → deactivation
🆔 FASTag KYC & KVC Explained
🔐 What is KYC?
KYC = Know Your Customer
FASTag apply / use செய்ய vehicle owner identity verification mandatory.
🔎 What is KVC?
KVC = Know Your Vehicle
Vehicle details (RC) verify செய்யும் process.
🔐 FASTag KYC Types
- Minimum KYC: Limited usage, risk of blocking
- Full KYC: Aadhaar + PAN + RC (Recommended)
📑 FASTag Required Documents
- Vehicle RC Book
- Aadhaar Card
- PAN Card
- Mobile Number (Aadhaar linked)
- Passport size photo (if required)
📌 Commercial vehicle-க்கு:
- GST details (if applicable)
- Owner authorization letter (if company vehicle)
📝 FASTag Apply செய்வது எப்படி? | How to Apply FASTag
🖥 Online Methods
- Bank official websites
- MyFASTag App
- Authorized FASTag portals
🏦 Offline Methods
- Toll plaza counters
- Bank branches
- CSC centers
🪜 Step-by-Step Online Process
- Select FASTag provider (bank)
- Enter vehicle number
- Upload RC + Aadhaar + PAN
- Pay FASTag fees
- Receive FASTag by courier
- Activate & paste correctly
📍 FASTag Correct Placement Guide
✔ Inside windshield
✔ Behind rear-view mirror
✔ Not covered by sunfilm
✔ No metal obstruction
❌ Wrong placement results:
- Scanner error
- Double toll
- Manual checking delay
🔄 FASTag KYC Update Steps
- Open FASTag bank app / website
- Login with registered mobile number
- Select Update KYC
- Upload documents
- Submit & wait for verification
⏳ Verification time: 24–72 hours
💰 FASTag Recharge Methods
💳 Recharge Options
- UPI (GPay, PhonePe, Paytm)
- Net Banking
- Debit / Credit Card
- Bank FASTag App
💡 Tip
Always maintain ₹200–₹500 minimum balance to avoid rejection at toll plaza.
🚫 FASTag Blacklist Reasons
FASTag blocked / blacklisted ஆகும் காரணங்கள்:
- ❌ Incomplete KYC
- ❌ Multiple FASTags for one vehicle
- ❌ Low balance
- ❌ Vehicle number mismatch
- ❌ Misuse or fraud activity
🔓 How to Remove Blacklist?
- Complete Full KYC
- Close duplicate FASTags
- Contact FASTag bank support
🔐 FASTag Safety & Scam Alert
🚨 Common FASTag Scams
- Fake recharge links
- Fraud calls asking OTP
- Fake FASTag websites
✅ Safety Tips
✔ Only use official bank apps
✔ Never share OTP or CVV
✔ Always check HTTPS website
✔ Avoid unknown WhatsApp links
📌 Advantages of FASTag
✔ Cashless toll payment
✔ No waiting time
✔ Fuel saving
✔ SMS alerts
✔ Online recharge & tracking
🔹 FASTag Activation என்றால் என்ன?
FASTag வாங்கினால் மட்டும் போதாது. Activation செய்தால்தான் toll gate-ல் வேலை செய்யும்.
Activation எப்படி?
- FASTag courier வந்ததும்
- Bank app / SMS / portal மூலம்
- Vehicle number + tag ID link செய்ய வேண்டும்
❗ Activation இல்லாமல் சென்றால்:
- Scanner detect ஆகாது
- Manual checking
- Penalty chance
🔹 FASTag Validity & Expiry
- FASTag-க்கு தனி expiry இல்லை
- Vehicle RC validity வரை valid
- Bank close செய்தால் மட்டும் deactivate ஆகும்
📌 Long time use இல்லையெனில்:
- KYC incomplete → auto blacklist
🔹 FASTag Close / Surrender செய்வது எப்படி?
FASTag Close செய்ய வேண்டிய சூழ்நிலை:
- Vehicle sold
- Duplicate FASTag issued
- Vehicle scrapped
Steps:
- Bank FASTag app login
- Select Close / Surrender FASTag
- Upload RC transfer proof
- Balance refund (7–15 days)
🔹 FASTag Refund Rules
| Situation | Refund |
|---|---|
| Vehicle sold | Available |
| Duplicate FASTag | Available |
| Toll wrong deduction | Available |
| Blacklisted FASTag | ❌ Not available until resolved |
Refund bank account / wallet-க்கு வரும்.
🔹 FASTag Toll Wrong Deduction – Complaint
Complaint Steps:
- FASTag app → Transactions
- Select wrong toll entry
- Raise dispute
- Attach proof
- Refund within 5–7 days
📌 SMS reference save செய்து வையுங்கள்.
🔹 FASTag SMS & Alerts
FASTag usage-க்கு SMS வரும்:
Toll amount deducted
Balance left
Low balance alert
❗ SMS வரவில்லை என்றால்:
- Mobile number update செய்யுங்கள்
🔹 FASTag Customer Care
Each FASTag issuing bank-க்கும் separate helpline உண்டு.
Common support options:
- Toll-free number
- Email support
- App chat support
📌 Always keep:
- Vehicle number
- FASTag ID
- Registered mobile number
🔹 FASTag for Two-Wheelers?
🚫 Currently FASTag mandatory இல்லை for two-wheelers
But:
- Future implementation possibility
- Expressways may require FASTag
🔹 FASTag for Commercial Vehicles – Extra Rules
- GST details mandatory (if applicable)
- Company authorization letter
- Driver misuse → owner responsible
- Frequent toll usage monitoring
🔹 FASTag Replacement
Replacement needed when:
- Tag damaged
- RFID not working
- Sticker peeled off
- Contact bank
- Deactivate old tag
- Issue new tag
- Balance transferred (mostly)
🔹 FASTag vs Cash Lane Difference
| FASTag Lane | Cash Lane |
|---|---|
| Faster | Slow |
| No penalty | Double toll |
| Automatic | Manual |
| No waiting | Long queue |
🔹 FASTag Placement Mistakes (Very Important)
❌ Sunfilm covering
❌ Dashboard stick
❌ Outside windshield
❌ Bent or folded tag
👉 All lead to scanner failure & penalty
🔹 FASTag Deactivation Reasons
- RC ownership changed
- Bank KYC failed
- Duplicate FASTag
- Fraud detection
🔹 FASTag Reissue Charges
- Normally ₹100–₹200
- Depends on bank
- Courier charges extra sometimes
🔹 FASTag Myths (Wrong Beliefs)
❌ FASTag = GPS tracking → FALSE
❌ FASTag drains money → FALSE
❌ FASTag privacy issue → FALSE
✔ FASTag uses RFID, not GPS
🔹 FASTag Future Updates (Expected)
- Expressway-only FASTag lanes
- Integration with parking & fuel
- Auto top-up based on usage
- Single national mobility card integration
🔹 FASTag FAQ – Quick Answers
Q: FASTag lost?
👉 Deactivate immediately, reissue
Q: FASTag transferable?
👉 ❌ No
Q: FASTag without PAN?
👉 Minimum KYC only (not recommended)
Q: FASTag balance minimum?
👉 ₹200–₹500 recommended
Q: FASTag Aadhaar mandatory?
👉 Yes, Full KYC-க்கு Aadhaar mandatory.
Q: FASTag validity?
👉 Valid till vehicle RC validity.
Q:FASTag transfer possible?
👉 ❌ No, FASTag cannot be transferred.
Q: FASTag lost?
👉 Contact bank → deactivate → issue new FASTag.
🔚 Final Advice (Most Important)
✔ One vehicle = One FASTag
✔ Full KYC always
✔ Correct placement
✔ Maintain balance
✔ Avoid duplicate tags
இதெல்லாம் follow செய்தால் FASTag problem-free life 💯
🔚 Conclusion
FASTag என்பது இன்று இந்தியாவில் mandatory & essential vehicle document ஆகிவிட்டது.
Correct FASTag + Full KYC + Proper balance இருந்தால்:
✅ Toll hassle free
✅ No penalty
✅ Smooth highway travel
இந்த guide-ல் கூறப்பட்ட rules & steps follow செய்தால் FASTag related எந்த problem-மும் வராது.
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